BENEFITS OF BELONGING TO THE MOTOR INDUSTRY STAFF ASSOCIATION
SUPPORT WHEN YOU NEED IT MOST
With MISA, you have a dynamic trade union at your side. Whether it’s a career glitch, a new baby, illness, or an unfair labour practice, with the Motor Industry Staff Association (MISA) you are covered. MISA is also one of the fastest growing and most active trade unions of its kind, which holds many benefits for new and existing members alike.
Subscription only R22.50 per week
EXPERT ADVICE, SUPPORT AND EXCLUSIVE BENEFITS
Unfair Labour Practices | Dismissals | Retrenchments | SAF
We provide professional advice and representation at Conciliation, Arbitration, Labour Court and Labour Appeal Court, where required, at no additional cost to members. We also assist members with disputes on Collective Agreement contraventions by their employers, disciplinary hearings and grievance processes. 100% of all amounts obtained through settlement negotiations and/or awards are paid to the respective member(s). As a MISA member, help is a phone call away. Kindly contact our Legal Department on (011) 476 3920 for telephonic and other legal assistance. Conditions may apply in some instances.
MISA BENEFIT AND FUNERAL FUND
MISA Death Benefit Fund: R35 000
Subject to 26 weeks’ consecutive contribution, all MISA members will automatically qualify for this death benefit. In the event of suicide, 104 weeks’ of contributions must have been received. Payments are made directly to the nominated beneficiary upon the death of a member and the benefits do not become assets in the deceased person’s estate.
MISA Funeral Benefit Fund:
Subject to one week’s contribution, all active MISA members qualify for this funeral benefit.
The member: R10 000
The member’s spouse R10 000
Children over the age of 18 who are registered as full-time students or who are physically and/or mentally handicapped: R10 000
Children 14 to 18 years of age: R10 000
Children under 14 years of age: R7 000
If you make use of AVBOB (a preferred provider) funeral claims will be guaranteed subject to specific conditions.
All active MISA members automatically belong to this Fund, which covers principal members and the member’s immediate family such as a spouse, children and adopted children up to the age of 18 years and children over the age of 18 years who are registered as fulltime students or who are physically and/or mentally handicapped. A qualifying period of one week’s contributions by a registered member applies.
ADDITIONAL DEATH AND FUNERAL BENEFIT FOR MISA MEMBERS WHO BELONG TO THE SICK, ACCIDENT AND MATERNITY PAY FUND
Subject to eight (8) consecutive weeks’ contributions, MISA members at RMI establishments qualify for an additional death and funeral benefit:
Death Benefit for the member: R10 000
The following FUNERAL BENEFIT(S) will be paid in respect of:
The member: R10 000
The member’s spouse: R10 000
Children over the age of 18 who are registered as full-time students or who are physically and/or mentally handicapped: R10 000
The child of a member 14 to 18 years of age: R10 000
The child of a member under 14 years of age: R7 000
NOTE: Funeral Benefits of R10 000 will be limited to the payment of three (3) claims (which includes the payment of the Funeral Benefit for the member) per annum and in the event of Funeral Benefits of R7 000 a limitation of two (2) claims per annum apply.
Employee Death & Funeral Benefits: 086 099 4147 | Fax: (011) 388 2798 | info@www.misa.org.za
FINANCIAL SUPPPORT WHEN IT COUNTS
Maternity Benefit
A maternity benefit to the value of R 2 500 is payable subject to a total of 26 weeks’ consecutive contributions. Applications must be made within 17 weeks from date of birth.
Retrenchment Benefit
A retrenchment benefit to the value of R 2 500 is payable subject to a total of 26 weeks’ consecutive contributions. Applications must be made within 13 weeks from date of retrenchment.
Ill-health/disability Benefit
An ill-health/disability benefit to the value of R2 500 is payable subject to a total of 26 weeks’ consecutive contributions. Applications must be made within 13 weeks from date of approval by the Retirement Fund.
Contingency Reserve
This Fund is administered by MIBCO and provides financial support to members in the event of the liquidation of their employers’ businesses.
EDUCATED MEMBERS
MISA encourages and assist its members with personal and professional development and offers the following:
The Educated MISA Members Programme*: Subject to specified criteria, MISA will pay 200 eligible MISA members who obtain a Matric or a Matric equivalent qualification between 1 January to 31 December a benefit of R2 500 per qualifying member.
The MISA Study Assistance Programme gives 70 MISA members the opportunity to further their tertiary studies through a recognised and/or duly registered institution between January and December, by means of a benefit of R10 000 study assistance, subject to specified criteria.
The MISA Bursary Fund annually offers 50 bursaries of R10 000 each to help fund the tertiary studies of children of MISA members, subject to specified criteria.
* Please note: Claims can only be submitted after 1 January, for a period of 13 weeks on a first-come-first-serve basis.
FORWARD-THINKING FINANCE
Retirement Option – Exclusive offer for MISA members
Making adequate provision for retirement should be a priority for all members. Nedbank Private Wealth, a high-end private bank which is part of the Nedbank Group, has developed an exclusive product for MISA members. The normal minimum investment amount is R750 000, but MISA members can invest in this fund from R250 000. While this product is aimed at MISA members who are 55 and older, those members who are not yet 55, but who are prepared to invest the minimum amount, will also qualify. For more information, contact Deon Goosen (on 012 436 7134) or Leon Oosthuysen (on 012 436 7101) at Nedbank Private Wealth.
HEALTHY MEMBERS
MISA encourages and assists its members in living a health, balanced life.
Healthy MISA Members*
Subject to specified criteria, MISA shall pay an amount of R2 500 per member per annum to 200 eligible MISA members who were off sick from work for a period of two days or less during the period 1 January to 31 December, and who attended at least one medical examination or participated in at least one wellness campaign during the year.
Healthy MISA Women*
Subject to specified criteria, MISA shall pay an amount of R2 500 (per female member) per annum to 200 eligible female members who attended to their health by doing a mammogram and pap smear during the period 1 January to 31 December.
* Please note: Claims can only be submitted after 1 January, for a period of 13 weeks on a first-come-first-serve basis.
LAST WILL AND TESTAMENT | LIVING WILL
MISA provides members with an important additional benefit, namely the drawing up of a Last Will and Testament and/or Living Will at no additional cost. If MISA is appointed as Executor of the Estate, the following reduced fees are applicable:
3% on the value of your estate. | 5% on any income generated by your estate.
DOMESTIC WORKERS: SERVICE CONTRACT AND UIF REGISTRATION
MISA can prepare a service contract for your domestic workers at no cost. In addition to this, and pursuant to the requirement that all domestic workers must be registered for UIF, MISA will also undertake the registration of a member’s domestic worker for UIF once the contract has been finalised.
COLLECTIVE BARGAINING
Members enjoy the focused approach of a well-versed collective bargaining team representing the members’ interests in the negotiating process dealing with wages and conditions of employment. MISA is a party to MIBCO and represents its members on all forums within the structures, both on a regional and national level.
SICK, ACCIDENT AND MATERNITY BENEFIT FUND
MISA members at RMI establishments qualify for exclusive sick leave benefits under this agreement.
Sick Pay
Sick pay for ten (10) days per annum at 100% of daily remuneration and thereafter and additional five (5) days at 50% daily remuneration.
Accident Pay
Accident pay for forty (40) days per annum at 75% of daily remuneration.
Maternity Benefits
Maternity benefits for female staff members at 30% of daily remuneration for 17 weeks.
COMMUNICATION
As a MISA member, you will also receive the MISA eDATA, a free monthly electronic newsletter. MISA also produces a bi-annual printed MISA DATA to keep you informed of all the latest developments in the world of work.
MISA, THE INTELLIGENT ALTERNATIVE
(011) 476 3920 | info@www.misa.org.za | Registered Trade Union Ref. No.: LR 2/6/2/1226
DIE VOORDELE VAN MISA-LIDMAATSKAP
ONDERSTEUNING WANNEER U DIT DIE MEESTE NODIG HET
Lidmaatskapfooi van slegs R22.50 per week
As ‘n MISA-lid, het jy ‘n dinamiese vakverbondaan jou sy. Van loopbaanuitdagings, ‘n nuwe baba, siekte, of onregverdige arbeidspraktyke, MISA is daar om jou by te staan.
PROFESSIONELE ADVIES, ONDERSTEUNING EN EKSKLUSIEWE VOORDELE
Onbillike Arbeidspraktyke | Afdankings | Personeelbesnoeiing
MISA voorsien professionele advies en verteenwoordiging aan lede by die Konsiliasie, Arbitrasie, Arbeidshof en Arbeidsappélhof, wanneer nodig, teen geen bykomende koste. MISA verleen ook hulp aan lede met dispute rakende oortredings van die Kollektiewe Ooreenkoms deur hulle werkgewers, dissiplinêre verhore en griewe prosedure. Alle gelde verkry d.m.v. skikkingsooreenkomste en/of toekennings word ten volle aan die betrokke lid/lede betaal. Vir MISA lede is hulp altyd net ’n oproep ver. Skakel gerus ons regsdepartment by tel. (011) 476 3920. Voorwaardes mag in sekere gevalle geld.
MISA BYSTANDS- EN BEGRAFNISFONDS
MISA-Bystandfonds by Afsterwe: R35 000
Alle aktiewe lede van MISA behoort outomaties vir hierdie doodsdekking, mits 26 se opeenvolgende bydraes ontvang is. In die geval van selfdood, tree die voordeel slegs in werking indien 104 weke se lidmaatskapgelde reeds betaal is. Betalings word direk aan die genomineerde begunstigde gemaak by die afsterwe van ’n lid en die voordele vorm nie deel van die afgestorwene se boedel nie.
MISA-Begrafnisfonds
Alle aktiewe MISA-lede kwalifiseer vir hierdie Begrafnisvoordeel, mits een week se bydraes ontvang is.
Lid: R10 000
Lid se gade: R10 000
Kinders bó die ouderdom van 18 jaar wat as voltydse studente geregistreer is of liggaamlik en/of geestelik gestrem is: R10 000
Kinders 14 tot 18 jaar: R10 000
Kinders onder 14: R7 000
Indien jy van die dienste van die voorkeurverskaffer, AVBOB, gebruik maak, is begrafniseise gewaarborg, onderheuwig aan spesifieke bepalings en voorwaards.
BYKOMENDE WERKNEMER DOODS-EN BEGRAFNISVOORDEEL VIR MISA-LEDE WAT AAN DIE SIEKTE, ONGELUKS-EN KRAAMFONDS BEHOORT
MISA-lede by RMI-instellings kwalifiseer vir ‘n bykomende doods- en begrafnisvoordeel, mits agt (8) weke se opeenvolgende bydraes ontvang is.
Doodsdekking vir die lid: R10 000
Die BEGRAFNISVOORDEELE behels die volgende:
Lid: R10 000
Lid se gade: R10 000
Kinders bó die ouderdom van 18 jaar wat as voltydse studente geregistreer is of liggaamlik en/of geestelik gestrem is: R10 000
Kinders 14 tot 18 jaar: R10 000
Kinders onder 14: R7 000
LET WEL: Die begrafnisvoordeel van R10 000 word beperk tot drie (3) eise per jaar (wat die uitbetaling van die lid se Begrafnisvoordeel insluit) en in die geval van die Begrafnisvoordeel van R7 000 geld ‘n beperking van twee (2) eise per jaar.
Werknemer Doods- & Begrafnisvoordeel: 086 099 4147 | Fax: (011) 388 2798 | info@www.misa.org.za
GELDELIKE STEUN WANNEER U DIT BENODIG
Kraamvoordeel
Die fonds verskaf ’n kraamvoordeel ter waarde van R 2 500 en is onderhewig aan 26 opeenvolgende weke se bydraes. Die aansoek moet binne 17 weke van die geboorte geskied.
Personeelbesnoeiingsvoordeel
Die fonds verskaf ’n personeelbesnoeiingsvoordeel ter waarde van R2 500 en is onderhewig aan 26 opeenvolgende weke se bydraes. Die aansoek moet binne 13 weke van personeelbesnoeiing geskied.
Mediese Ongeskiktheidsvoordeel
Die Fonds verskaf ’n mediese ongeskiktheidsvoordeel ter waarde van R 2 500 en is onderhewig aan 26 opeenvolgende weke se bydraes. Die aansoek moet binne 13 weke vanaf die datum van goedkeuring deur die Aftredingsfonds geskied.
Gebeurlikheidsfonds
Hierdie Fonds word deur MIBCO geadministreer en verskaf finansiële ondersteuning aan lede met betrekking tot likwidasie van hul werkgewers se ondernemings.
MISA-PERSOONLIKE ONTWIKKELINGSPROGRAM
MISA bemoedig en ondersteun sy lede met beroeps- en persoonlike ontwikkeling en bied die volgende:
Die MISA-Leerprogram*: 200 MISA-lede wat tussen 1 Januarie en 31 Desember suksesvol hul Matriek-sertifikaat of ekwivalent behaal die geleentheid om aansoek te doen vir ’n R2 500-voordeel per kwalifiserende lid, onderhewig aan sekere kriteria.
Die MISA-Studiehulpprogram bied ‘n studievoordeel ter waarde van R10 000, onderhewig aan sekere kriteria, aan 70 MISA-lede wat tussen Januarie en Desember hul naskoolse opleiding voortsit by ’n erkende en geregistreerde opleidingsinstansie.
Misa-Beurse: MISA voorsien jaarliks 50 beurse ter waarde van R10 000 elk aan kinders van aktiewe MISA-lede, onderhewig aan sekere kriteria.
* Let asb. daarop dat eise vir hierdie voordele eers vanaf 1 Januarie 2018 tot ‘n tydperk van 13 weke daarna ingedien kan word. Voorkeur sal gegee word aan aansoeke wat eerste ontvang is.
TOEKOMSGERIGTE FINANSIËLE BEPLANNING
Voorsiening vir Aftrede – Eksklusiewe aanbod van Nedbank Private Wealth
Om voorsiening te maak vir aftrede behoort vir elke lid ’n prioriteit te wees. Daarom het Nedbank Private Wealth, ’n eksklusiewe privaatbank wat deel is van die Nedbankgroep, ’n doelgemaakte produk vir MISA-lede ontwikkel wat naby aftrede is. Die normale minimumbelegging is R750 000, maar MISA-lede kan vanaf so min as R250 000 in hierdie fonds belê. Hoewel hierdie produk gemik is op MISA-lede 55 jaar en ouer, kwalifiseer lede wat nog nie 55 is nie, maar wat die minimum bedrag wil belê, ook. Vir nader inligting, skakel asb vir Deon Goosen by 012 436-7134 of Leon Oosthuysen by 012 436-7101 by Nedbank Private Wealth.
GESONDE MISA-LEDE
MISA bemoedig en ondersteun sy lede om gesoned en gebalanseerd te leef.
Gesonde MISA-lede*
Onderhewig aan sekere kritieria, sal MISA ’n bedrag van R2 500 per jaar betaal aan 200 kwalifiserende lede wat gedurende die tydperk 1 Januarie tot 31 Desember slegs twee dae of minder met siekverlof was, en wat minstens een mediese ondersoek ondergaan het en aan minstens een welstandprogram deelgeneem het.
Gesonde MISA-vroue*
Onderhewig aan sekere kritieria, sal MISA ’n bedrag van R2 500 (per vroulike lid) per jaar betaal aan 200 kwalifiserende vroulike MISA-lede wat gedurende die tydperk 1 Januarie tot 31 Desember ’n mammogram en papsmeer laat doen het.
* Let asb. daarop dat eise vir hierdie voordele eers vanaf 1 Januarie vir ‘n tydperk van 13 weke ingedien kan word. Voorkeur sal gegee word aan aansoeke wat eerste ontvang is.
TESTAMENT EN LEWENDE TESTAMENT
MISA voorsien lede van ’n belangrike bykomende voordeel, naamlik die opstel van Testamente en/of Lewende Testamente teen geen bykomende koste nie. Indien MISA aangestel word as Eksekuteur van die Boedel, is die volgende vermindere fooie van toepassing:
3% van die waarde van u boedel. | 5% van enige ingevorderde inkomste uit u boedel.
HUISHULPE: DIENSKONTRAK EN WVF-REGISTRASIE
MISA kan gratis dienskontrakte vir lede se huishulpe voorberei. Daarbenewens, en ooreenkomstig die vereiste dat alle huishulpe vir WVF geregistreer moet wees, sal MISA ook die WVF-registrasie gratis behartig nadat die kontrak gefinaliseer is.
KOLLEKTIEWE BEDINGING
Lede geniet die voordeel van ’n professionele en ervare onderhandelingspan wat lede se belange verteenwoordig tydens onderhandelinge met betrekking tot lone en diensvoorwaardes. MISA is party tot MIBCO en verteenwoordig ons lede se belange op alle forums binne die strukture, op nasionale én streeksvlak.
SIEKTE, ONGELUKS- EN KRAAMFONDS
Siekverlof
Betallde siekverlof vir 10 dae per jaar teen 100% van daaglikse besoldiging en ‘n bykomende 5 dae betaalde siekverlof teen 50% van daglikse besoldiging.
Ongeluksfonds
Ongeluksvoorsiening vir 40 dae per jaar teen 75% van daaglikse besoldiging.
Kraamvoordeel
Kraamvoordele vir vroulike personeellede vir 17 weke teen 30% van daaglikse besoldiging.
KOMMUNIKASIE
MISA-lede ontvang elke maand die MISA eDATA, ’n gratis eposnuusbrief. MISA publiseer ook twee (2) keer per jaar die MISA DATA, ’n tydskrif vir lede.
MISA, DIE INTELLIGENTe ALTERNATIEF
(011) 476 3920 | info@www.misa.org.za | Geregistreerde Vakbond Verwysingsnommer: LR 2/6/2/1226
